The time is right to rethink long-term financing options for solar projects

American History and the 2020 Election

This solar array on property owned by the Sisters of St. Joseph is an example of a solar power plant. (Photo courtesy of EmPower Solar) New financing options light up solar projects

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Keep reading to learn about the various solar financing options out there so you can find the one that fits your needs. Solar Loans Over the last few years, solar energy companies and financial institutions have started offering solar loans to give buyers an easy payment plan over a fixed term.

The solar financing landscape has changed in the last two years and there are now more options available than ever before. Going back to 2013 and 2014 only large solar companies like SolarCity and Vivint Solar had the back end finance in place to offer zero down solar to their clients and as such these large solar companies dominated the market.

After you’ve made the decision to go solar, the next step is figuring out how to pay for it. Assuming you don’t have the cash to buy your solar energy system upfront, like the vast majority of Americans, there are a variety of financing options to help you hitch onto the solar bandwagon and start increasing the value of your home.

The Borrower’s Guide to Financing Solar Energy Systems: A Federal Overviewprovides information that can assist both lenders and consumers in financing solar energy systems, which include both solar electric (photovoltaic) and solar thermal systems. This guide also includes information about other ways to make solar energy systems more affordable,

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Over the past few years, new solar financing options for homeowners and businesses in an increasing number of states have exploded. Whereas people used to have to come up with significant up-front payments to put a solar array on their rooftop or qualify for a lease like a home improvement loan, they’re now able to get a solar array with little to no up-front costs through third-party.