Scotland is on the front line in the fight against “cash deserts”

Scotland is on the front line in the fight against "cash deserts" By John Detrixhe in Lossiemouth, Scotland May 31, 2019 Castlebay in Scotland’s Outer Hebrides is exceptional in many ways.

By Jerri-Lynn Scofield, who has worked as a securities lawyer and a derivatives trader. She is currently writing a book about textile artisans. Quartz this week reported in Scotland is on the front line in the fight against "cash deserts" on an active battleground in the ongoing war on cash : the increase in the UK of ‘cash deserts ‘ – areas that banks have decided not to serve, so.

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"Communities like the villagers of Castlebay have been rising up in protest all over the UK to oppose the waves of bank branch closures and spread of so-called cash deserts. An average of 460 cash machines vanished every month in 2018, and the country has fewer than 8,000 bank branches now.

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Fears have been raised that more cash machines could start charging fees or be removed if the current arrangements for sharing the cost of the network broke down. The atm industry association warned there were risks that "cash deserts" could be created.

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How do we eliminate cash deserts? Well, where there’s a crisis there’s also an opportunity for a solution. Bank-run ATMs might be dwindling but independent atm deployer (iad)s can thrive in rural and urban locations, offering local residents and visitors a much-needed service.

Free-to-use cash machines are vanishing more quickly in deprived areas than in affluent ones, according to consumer campaigners who are Reductions to the fees card issuers pay to ATM operators have sparked fears that "cash deserts" could be created, with bank branches also closing.

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