Help to Buy has pushed up house prices and helped rich get on the housing ladder

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Under Help to Buy, the government will get into the home loans market, offering loans of up to 20% of the price of a house (up to 120,000, since the most expensive eligible house will be .

While Help to Buy may have had a limited effect in terms of making housing affordable for first time buyers who are genuinely priced out of the market, it has proven to be effective at sustaining the UK’s all-important housing bubble by jacking up the prices of new-build houses, resulting in even less affordable housing.

But even in the South East, prices could crash over the next five years, or they could stay flat for 20 years, or they could keep going up to even crazier levels if the government continues to roll out schemes to prop up the market (e.g. Help to Buy) or fails to build the houses the UK desperately needs.

Help to Buy has pushed up house prices and helped rich on the housing ladder First-time buyer Theo Fashesin, 28, bought her first home in Manchester after it turned out to be impossible for her to.

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This, in turn, has merely pushed house prices up further for those struggling to buy. Something that is talked about much less, though, is the problems now faced by those who bought into the Help to Buy scheme in its early days, some five years ago now, and the situation they’re going through with regards to negative equity, mortgaging.

The government’s flagship home ownership scheme Help to Buy has pushed up the price of an average house by 8,250, according to research. Help to Buy assists people who would not normally be.

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