Reading between the lines of CFPB’s regulatory to-do list

"The Bureau is now focusing its attention on a regulatory provision.. that extends qualified mortgage status to loans that are eligible to be purchased or guaranteed by either Fannie Mae or Freddie Mac. while they operate under Federal conservatorship or receivership," the CFPB said in the blog post.

Reading between the lines of CFPB’s regulatory to do list The biggest news about the Consumer Financial Protection Bureau’s rulemaking to-do list may not be the items topping the agenda – but what was left off of it.

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Nor can you obfuscate consent behind opaque wording that doesn’t actually specify the thing you’re going to do with. some time to read everything. So we were [hoping] for something much shorter..

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Reading between the lines of CFPB’s regulatory to-do list The agency’s spring rulemaking agenda includes the process for collecting small-business data as well as underwriting rules for GSE-backed loans.

Responses to questions will still take time. The CFPB estimates an average of 10 to 15 business days, but acknowledges that longer time frames might be expected, depending on the volume of questions, the amount of time needed to research the question, and staff availability.